Juakali integrates a robust Digital Field Application (DFA) with a powerful process automation engine and a solid API, enabling seamless operations across all microfinance workflows. This trio of core technologies ensures that your services are delivered efficiently, with enhanced capabilities for field agents and backend processes alike.
Gather diverse data, validate it, and enhance your analysis in real-time. No connection? Simply sync when you're back online.
Upgrade your current systems: incorporate modules such as Biometrics and Credit Bureau or integrate more extensive processes.
Initiate, review, and approve cases effortlessly from any tablet, mobile, or browser. Launch multiple processes at once.
Digitize documents, make sure they are easy to find and share them with your team and customers.
You created your processes, roles and rules for a reason. Use Juakali to optimize, enforce, and audit them with ease
Time to market is key. Business requirements change. Save time & money on current and future works with low-code.
already integrated with widely used core banking systems
You are using a different system? Worry not, integration is quick, robust, and easy.
Explore answers to common questions about how Juakali works, who it’s for, and how it can benefit your business. From implementation details to security and pricing, we’ve got you covered.
Juakali is more than just a digital field application. It is a comprehensive platform that allows microfinance institutions to streamline their data collection and process automation. It digitizes and automates key workflows such as loan origination, lead management, debt recovery, and loan renewals. Our low-code engine allows institutions to configure their processes step by step, integrating with core banking systems and third-party services like Credit Reference Bureaus and eKYC platforms.
Juakali includes an Android mobile application used by field officers (primarily loan officers) and a web-based platform accessed by staff in branches and at the head office. This setup enables institutions to monitor their teams’ work and make informed decisions on loan applications. The mobile application works offline and syncs when connectivity is available. The system is optimized for low-bandwidth environments, helping organizations expand their outreach while maintaining better control over their field teams.
Juakali is not a lender or financial service provider. It does not issue loans or make credit decisions. Instead, it provides technology that helps financial institutions manage their processes more efficiently. Additionally, it is not a customer-facing mobile banking solution provider and does not replace core banking systems.
Juakali is designed for microfinance institutions, banks, and other financial service providers looking to digitize their operations. If your organization handles credit applications, customer onboarding, risk management, or other structured processes, Juakali can help.
If you are an individual looking for a loan, Juakali is not the right platform for you. Our solutions are tailored for financial institutions, not end borrowers.
“Jua Kali” is a Swahili term meaning “under the hot sun” and refers to Kenya’s dynamic informal sector, known for its adaptability, resourcefulness, and efficiency. We named our platform Juakali because we believe in creating practical, flexible, and powerful digital tools that adapt to real-world financial processes—just like the ingenuity of the Jua Kali sector. We also aim to ease the workload of loan officers who spend too much time under the sun collecting data on lengthy, complex paper forms.
We believe in a world in which everyone can easily and fairly access financial services. Our objective is to leverage technology so that financial service providers efficiently address the needs of the underbanked, especially in developing countries.
Juakali offers a pilot program to help organizations evaluate the platform before making a long-term commitment. Pricing depends on factors such as the number of users, modules used, and integration requirements. Contact us for a tailored quote based on your needs. We prioritize transparent, no-nonsense pricing to ensure a solid return on investment.
Juakali is a cloud-native platform, ensuring security, reliability, scalability, and seamless updates. We take care of all those matters for you so that you can focus on your mission.Security and compliance are top priorities: We adhere to GDPR and other data protection regulations. Juakali follows industry best practices for security and undergoes regular audits. We work closely with financial institutions to meet their local regulatory requirements, including data residency laws.
Juakali tracks key performance indicators to measure the impact of digitization, such as: Operational efficiency (e.g., multiplying loan officers’ caseload by three). Risk management improvements (e.g., strong data validation control, automated calculations, and traceable decisions). Finally, say goodbye to paper! Our clients have fully eliminated paper in their processes. We work with our partners to ensure they see tangible improvements in efficiency, risk mitigation, and customer experience. Read our case study to learn more about our impact.
Loan application processing time (e.g., reducing the loan turnaround time by 50%).
Operational efficiency (e.g., multiplying loan officers’ caseload by three).
Risk management improvements (e.g., strong data validation control, automated calculations, and traceable decisions).
Finally, say goodbye to paper! Our clients have fully eliminated paper in their processes.
We work with our partners to ensure they see tangible improvements in efficiency, risk mitigation, and customer experience.
We recognize that the beneficiaries of microfinance services are often vulnerable populations and that irresponsible lending practices can be harmful to them. That is why we implement best practices aimed at avoiding over-indebtedness, including automated checks with Credit Reference Bureaus. Our platform also helps financial service providers better assess the borrowing capacity of their clients. Lastly, we offer a highly flexible data collection framework, allowing financial service providers to define socio-economic indicators and track their impact over time.
Our pilot program enables organizations to launch within just two weeks. A full deployment can take longer depending on the complexity of integrations and custom configurations, but our low-code engine makes the process significantly faster than traditional software implementations and much cheaper than in-house developments.
Yes. Juakali integrates with core banking systems such as Mambu, Musoni, and Mifos, as well as third-party services like Credit Reference Bureaus, eKYC providers, and mobile money platforms. If an API exists, we can integrate with it. We also offer our own API so that third-party systems can consume Juakali data and trigger processes in an automated manner.
Yes. We offer a pilot program where you can see real results with minimal risk. You will get a fully operational setup within weeks, allowing your team to experience the benefits firsthand.
